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Planning for your children’s futures, brightening their educational horizons, made possible with bancassurance.

Education Saving Plan


Bancassurance saving plans to finance your children’s education, are offered in collaboration with Allianz SNA. These include:


Education Savings Plan


The Cedrus Education Saving Plan aids clients in increasing their savings and provides them with a high return on investment, as well as a life insurance policy for a minimum of a USD50 premium per month.


Allianz SNA finances the child’s university tuition or school tuition (optional), in the event of:

  • Death (natural or accidental)
  • Total Permanent Disability (TPD) – Optional
    • Passive war – Optional
    • At the plan’s maturity



  • An obligatory savings concept
  • Savings that go towards the university tuition of children. At maturity of the policy, the tuition can be paid either as a lump sum or up to 5 years annuities
  • Secures capital from inflation by annually increasing the premium from 1% to 10%
  • Secures a minimum of 3.5% annual rate of return on investment for the accumulated amount, from the date of issue, guaranteed by Allianz SNA and subject to the prevailing taxes, currently at 10%
  • Chances of receiving additional returns on investment, based on Allianz SNA yearly dividends rate
  • Possibility to increase regular payment amount at the policy’s anniversary or to make an exceptional payment anytime
  • Possibility to domicile the monthly premium on Cedrus Bank credit card for free
  • Policies issued and delivered to clients on the spot at the branch in standard cases (i.e.: those that do not require any underwriting from Allianz SNA)

Which Card Suits Your Needs

We have made it simple for you to choose your ideal card. We offer a range of cards to suit your needs.