Commercial Banking

Commercial Facilities

The suite of commercial facilities available includes:

• Overdraft Facilities

  To finance the working capital and the business’ operating expenses.

   

• Short, Medium and Long-term Loans

  To finance specific capital expenditure and real estate business development.

   

• Goods Financing Facilities

  Offered either totally or partially for the purchasing of goods or raw materials and provide support to the business’ receivables.

   

• Letters of Credit

  Covers the import and export activities of a firm, at sight (within 5 to 10 days) or deferred payments, with the possibility of covering invoices post-financing, based on the activity.

   

• Bank Guarantees & Bonds

  Encompasses the issuance of a variety of bonds such as: bids, performance, payments, advance payments, etc.

   

• Discounted Bills

  To provide liquidity to the clients based on their receivables.

   

• Foreign Exchange Facilities

  Offers timely, as well as forward or future foreign exchange transactions.

   

• Subsidized Loans

  Granted in collaboration with the circulars issued by the Central Bank of Lebanon, and offered in four main sectors: Industry, agriculture, tourism and new technologies.

   

• Incentive Loans

  To finance the acquiring of commercial business premises and the purchase of several fixed assets necessary for the business activity, in collaboration with the Central Bank of Lebanon, with an acceptable debit interest rate.

   

• Energy and Green Loans

  To finance different kinds of projects involved in the ecological enhancement and sustainable energy.

   

• Media Subsidized Loan

  To finance media production in collaboration with the Central Bank of Lebanon.

   

• Project Financing

  To finance the execution of different projects in various fields, such as: Real estate, construction, hospitality, tourism, industry, trade and others.

   

• Kafalat Loans

  All Kafalat programs are offered by the bank. These includes: Basic, Plus, Innovative, Startup, Agriculture and energy. These programs provide the opportunity of affordable financing to the initiation of new projects of the expansion of existing business in different suitable economic sectors.