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Arising from an investment banking success story, Cedrus Bank thrived to implement the same strategy as Cedrus Invest Bank in commercial lending.

The Bank’s main objective is to satisfy and maintain long and smooth relationships vis à vis high selective profiles of customers by offering them innovative banking solutions and high-end services.

Cedrus Bank is armed with a highly professional and experienced commercial team, which renders well-tailored and efficient services with the ability to deliver products to its customers in a timely manner.

With our dedicated RMs specialized in identifying the needs of prospect clients, we offer adequate advisory or guidance, and design a proper line of credits that match and fit their needs.

Our partnership with commercial clients is based on a heavy platform that caters a wide range of financial services and products. We focus on enhancing startups and boosting existing growing businesses in all fields such as trade, industry, real estate development, agriculture, services, and tourism.

Our portfolio mainly covers 2 categories:
  • Corporate banking
  • Small and medium enterprise

Commercial Facilities

Types of commercial facilities available:

  • Overdraft facilities

    This facility has a specific purpose to finance the working capital and the business operating expenses.
  • Short, medium and long term loans

    These types of facilities are granted to finance specific capital expenditure and the real estate business development.
  • Goods financing facilities

    These facilities finance totally or partially the purchasing of goods or raw materials and provide support of the business receivables.
  • Letters of credit

    Import or export, at sight or deferred payment with the possibility of invoices post-financing based on the activity.
  • Bank guarantees/bonds

    Issuance of all sorts of bonds such as: Bid, performance, payment, advance payment, etc...
  • Discounted bills

    This facility is designed to provide liquidity to the clients based on their receivables.
  • Foreign exchange facilities

    Spot, forward/future

  • Subsidized loans

    These loans are granted in collaboration with BDL circulars and they can be offered to 4 main sectors: Industry, agriculture, tourism, new technologies and real estate.
  • Incentive loans

    To finance the acquiring of commercial business premises and the purchase of several fixed assets necessary for the business activity, in collaboration with BDL with a very acceptable debit interest rate.
  • Energy and green loans

    To finance different kind of projects involved in the ecological enhancement and sustainable energy.
  • Media subsidized loan

    To finance the media production with collaboration of BDL.
  • Project financing

    To finance the execution of different projects in many fields as: Real estate, construction, Hospitality, Tourism, Industrial, Trade and many others...
  • Kafalat Loans

    All Kafalat programs are available such as Basic, plus, innovative, startup, agriculture, energy. These programs offer the opportunity of cheap financing to the initiation of new projects or the expansion of existing businesses in different acceptable economic sectors.